St. John Properties remains committed to placing our clients’ needs first, and will continue supporting our clients while providing uninterrupted service during this challenging time.
In preparation of your business returning, or continuing, to work, we’ve provided best practices for your space. You’re also encouraged to review the business assistance programs that have been introduced in response to the COVID-19 pandemic. We will continue to update this page as new information becomes available.
| Resources for Reoccupying your Space
The Centers for Disease Control (CDC) has compiled guidance for reoccupying your space after a prolonged shut down or reduced operation.
| Business Resources
I. CARES Act – AVAILABLE NOW
The programs and initiatives in the $2.2 trillion Coronavirus Aid, Relief, and Economic Security (CARES) Act that was just passed by Congress are intended to assist business owners with whatever needs they have right now. When implemented, there will be many new resources available for small businesses, as well as certain non-profits and other employers. To keep up to date on when these programs become available, please stay in contact with your local Small Business Administration (SBA) District Office, which you can locate here.
- Paycheck Protection Program – The Paycheck Protection Program (PPP) is a loan designed to provide a direct incentive for small businesses to keep their workers on the payroll. SBA will forgive loans if all employees are kept on the payroll for eight weeks and the money is used for payroll, rent, mortgage interest, or utilities. Congress has recently approved an additional $310 billion for the PPP, with $60 billion reserved for small businesses without existing lender relationships.
- Download the Paycheck Protection Program Application
- Consult with your existing lender to submit your application, or search for an approved PPP lender
- Read the PPP Interim Final Rule Guidance
- SBA Debt Relief – As part of SBA’s debt relief efforts, the SBA will automatically pay the principal, interest, and fees of current 7(a), 504, and microloans for a period of six months. The SBA will also automatically pay the principal, interest, and fees of new 7(a), 504, and microloans issued prior to September 27, 2020.
- SBA Express Bridge Loans – Express Bridge Loan Pilot Program allows small businesses who currently have a business relationship with an SBA Express Lender to access up to $25,000 quickly. These loans can provide vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing and can be a term loans or used to bridge the gap while applying for a direct SBA Economic Injury Disaster loan. If a small business has an urgent need for cash while waiting for decision and disbursement on an Economic Injury Disaster Loan, they may qualify for this program.
Frequently Asked Questions (FAQs) about the Paycheck Protection Program and the CARES Act.
Struggling to get started? Learn more in The Small Business Owner’s Guide to the CARES Act published by the U.S. Senate.
II. U.S. Small Business Administration Disaster Assistance – AVAILABLE NOW
Economic Injury Disaster Advance Loan – up to $10,000 grant
These grants provide an emergency advance of up to $10,000 to small businesses and private non-profits harmed by COVID-19 within three days of applying for an SBA Economic Injury Disaster Loan (EIDL). To access the advance, you first apply for an EIDL and then request the advance. The advance does not need to be repaid under any circumstance, and may be used to keep employees on payroll, to pay for sick leave, meet increased production costs due to supply chain disruptions, or pay business obligations, including debts, rent and mortgage payments. Congress has recently approved an additional $60 billion for the EIDL
Economic Injury Disaster Loan – up to $2 million
SBA’s Economic Injury Disaster Loans (EIDL) offer up to $2 million in assistance for each affected small business. These loans can provide vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing, and may be used to pay fixed debts, payroll, accounts payable and other bills that can’t be paid because of the disaster’s impact. Congress has recently approved an additional $60 billion for the EIDL.
FOR ALL APPLICATIONS, EXCLUDING NON-PROFIT ORGANIZATIONS, THE FOLLOWING ITEMS MUST BE SUBMITTED.
- The application (SBA Form 5), completed and signed
- Tax Information Authorization (IRS Form 4506T), completed and signed by each applicant, each principal owning 20 percent or more of the applicant business, each general partner or managing member; and, for any owner who has greater than 50 percent ownership in an affiliate business. Affiliates include, but are not limited to, business parents, subsidiaries, and/or other businesses with common ownership or management
- Complete copies, including all schedules, of the most recent Federal income tax returns for the applicant business; an explanation if not available
- Personal Financial Statement (SBA Form 413) completed, signed, and dated by the applicant, each principal owning 20 percent or more of the applicant business, and each general partner or managing member
- Schedule of Liabilities listing all fixed debts (SBA Form 2202 may be used)
Frequently Asked Questions (FAQs) about the Economic Injury Disaster Loans
III. Main Street Lending Program – Coming Soon
The Federal Reserve took additional actions to provide up to $2.3 trillion in loans to support the economy. This funding will assist households and employers of all sizes and bolster the ability of state and local governments to deliver critical services during the coronavirus pandemic. The Main Street Lending Program will enhance support for small and mid-sized businesses that were in good financial standing before the crisis by offering 4-year loans to companies employing up to 15,000 workers or with revenues of less than $5 billion. Principal and interest payments will be deferred for one year.
Frequently Asked Questions (FAQs) about the Main Street Lending Program
Facebook is offering $100 million in cash grants and ad credits to help business struggling because of the COVID-19 outbreak. Up to 30,000 eligible small businesses in more than 30 countries where we operate will be able to receive the grant.
To be eligible to apply, businesses must:
- Have between 2 and 50 employees
- Have been in business for over a year
- Have experienced challenges from COVID-19
- Be in or near a location where Facebook operates
Google wants to help alleviate some of the cost for small and medium-sized businesses (SMBs) to stay in touch with their customers during this challenging time. They are giving SMBs worldwide $340 million in ad credits, which can be used at any point until the end of 2020 across the Google Ads platforms. SMBs who have been active advertisers since the beginning of 2019 will see a credit notification appear in their Google Ads account in the coming months. This is part of a larger commitment from Google to support SMBs, health organizations and governments, and health workers on the frontline of this global pandemic.
The U.S. Chamber is working closely with the White House, U.S. government agencies, and foreign government officials to inform and equip businesses with the most important and up-to-date information to prevent the spread of the virus and prepare businesses for the near and long-term impact.
The federal tax filing deadline has been moved to July 15. Learn more.
Financial Resources by State/Region
- Colorado Office of Economic Development & International Trade
- Jefferson County Public Health
- Jefferson County Economic Development Corporation
- Denver Economic Development and Opportunity – Small Business Relief
- City of Westminster
- The City of Golden options for businesses filing sales tax
- The State of Maryland has compiled a list of Best Practices for Businesses, Best Practices for Manufacturing, Best Practices for Retail, and Best Practices for Personal Services.
- Find the Right COVID-19 Support Resources for Your Maryland Business – There are numerous local and national programs for businesses in need of emergency support, but understanding which options are relevant for your organization can be a challenge. The Maryland Business Relief Wizard is a tool that helps connect businesses with the resources and programming for which they’re eligible, streamlining the process of finding support.
- NEW! Maryland Small Business COVID-19 Emergency Relief Grant Fund – Grants up to $10,000 not to exceed 3 months of cash operating expenses for Maryland businesses and nonprofits impacted by the COVID-19 with 50 or fewer employees.
- Maryland Business Express, Coronavirus Information for Business
- The Maryland Insurance Administration has shared insight into Business Interruption Insurance on their website. MIA has also put together an FAQ addressing insurance-related questions about coronavirus.
- Maryland business and individual income taxpayers will be given a 90-day extension for tax payments.
- No interest or penalty for late payments will be imposed if 2019 tax payments are made by July 15, 2020. See 90-day extension for tax payments for more information, or reach out to email@example.com with questions.
- Comptroller Franchot also extended business-related tax filing deadlines to July 15. Get additional information regarding business tax returns — including sales and use tax, alcohol tax, etc. — and income tax extensions.
- Businesses who paid their Maryland Sales & Use Taxes for March early may request a refund of their payment by emailing firstname.lastname@example.org or by calling 410-260-4020.
- Business owners can also contact the Comptroller’s Ombudsman at email@example.com.
- Anne Arundel County Small Business Customer & Employee Protection Grant Program(CEP) – The program aims to help Anne Arundel County small businesses pivot and compete in the COVID-19 economy. With this funding support, businesses can implement changes to comply with regulations, enact safe and healthy best practices and maximize sales and customer engagement opportunities. Businesses can apply for a grant of up to $10,000 that can cover qualified purchases.
- Baltimore City COVID-19 Small Business Assistance Initiative – Mayor Bernard C. “Jack” Young recently announced COVID-19 Small Business Assistance Initiative, which establishes the COVID-19 Small Business Task Force, a public-private partnership, and a $5.5 million fund to provide financial assistance to small businesses, as well as other resources and guidelines to help businesses reopen, without compromising public health, once the State of Emergency is lifted.
- Baltimore County Small Business Emergency Relief Grants Program – The COVID-19 Small Business Emergency Relief Grants Program is a $10 million fund established to help Baltimore County’s small businesses harmed by the COVID-19 pandemic. The Department of Economic and Workforce Development (DEWD) will administer the COVID-19 Small Business Relief Grants Program, which will award grants of up to $15,000 each to more than 650 Baltimore County-based small businesses on a first-come, first-served basis.
- Baltimore County Small Business COVID-19 Reimbursement Grant Program – Baltimore County’s Small Business COVID-19 Reimbursement Grant Program is a $3 million grant fund to reimburse service industry businesses for investments in critical improvements to help prevent the spread of COVID-19 and protect the health of employees and patrons.
- Harford County Business Relief Grant Program – Harford County will administer the COVID-19 Business Relief Grants Program, which will provide grants of up to $7,500 to Harford County businesses. Applicants should thoroughly review the eligibility and application process below and read the Frequently Asked Questions as applications will be processed on a first-come, first-served basis.
- Howard County Business Grants (HoCo RISE) – The purpose of this grant is to provide financial assistance to Howard County businesses in targeted sectors that have been most impacted by the COVID-19 public health emergency and plan to re-open. Because of the limited funding available, eligible sectors have been identified and the grant formula is intended to distribute funds to all qualified businesses in that cohort. These grants are for locally-owned storefront retail, restaurants, and farmers that have experienced significant financial loss caused directly or indirectly by the COVID-19 public health emergency.
- Prince George’s County COVID-19 Business Relief – The Prince George’s County COVID19 Business Relief Fund is a $15M fund established to provide financial assistance to businesses affected by the COVID-19 crisis. The Relief Fund can be used to support cash operating expenses including payroll, suppliers, rent, fixed debt payments and other business critical cash operating costs.
- PA COVID-19 Relief Statewide Small Business Assistance – The Department of Community and Economic Development will distribute the funding to the Pennsylvania CDFI Network, which will then administer the funding in the form of: Grants to cover operating expenses for the duration of the shutdown and the transition period to re-opening, Grants to cover technical assistance, including training and guidance, for business owners as they stabilize and relaunch their businesses, Debt payment relief for CDFI Pennsylvania borrowers, Loan loss reserves for CDFIs.
- PA Department of Community and Economic Development
- Utah Small Business Assistance
- Utah Coronavirus (COVID-19) Information
- Utah Governor’s Office of Economic Development
- Utah League of Cities and Towns CARES Act Resources
- Pleasant Grove – Lindon Chamber of Commerce
| Frequently Asked Questions
Are the St. John Properties offices open?
While many of our employees are working remotely, St. John Properties remains open for business. Our Property Managers and Leasing Agents are available to address your concerns, and our in-house Maintenance team will continue to provide uninterrupted service.
Maintenance Requests for Baltimore area clients:
To file a maintenance request, visit the Client Services page and click “File My Maintenance Request,” call 410.788.0400, or email firstname.lastname@example.org. For after-hours maintenance requests call 410.375.9665.
Maintenance Requests for clients in all other regions:
How is St. John Properties communicating with their tenants?
Our Property Managers are updating our tenants as new information becomes available. If you have a question, please contact your Property Manager.
Can rent payments be made electronically?
Payments sent by mail will continue to be processed normally. If you are interested in setting up electronic rent payments, please contact us.
How is St. John Properties working to prevent the spread of the coronavirus in my building?
In full service buildings we have increased efforts to conduct disinfectant maintenance. As such, we disinfect common touch areas such as elevator call plates and buttons, elevator interiors, stairwell railings, door handles, restrooms, and other common areas. We are installing community hand sanitizer dispensers in our common lobbies.
How can I help prevent the spread of the coronavirus?
Consistent with the CDC’s recommendations, we are advising tenants to consider the following preventative measures:
- Practice social distancing by keeping at least six feet away from another person and congregating with no more than 10 people at a time.
- Avoid close contact with anyone who is sick.
- Avoid touching your eyes, nose, and mouth with unwashed hands.
- Frequently wash your hands with soap and water for at least 20 seconds. If soap and water are not available, use an alcohol-based sanitizer that contains at least 60-95% alcohol.
- Cover your mouth and nose with a fixed elbow or tissue when coughing or sneezing. Throw the tissue away immediately after use, and wash your hands.
- Clean and disinfect frequently touched objects or surfaces.
- Sick employees should stay home until symptom/fever-free for 24 hours. If employees become ill while at work, they should go home immediately.
Where can I find out more information about the coronavirus?
The Centers for Disease Control’s (CDC) website contains a vast amount of information about the virus as well as resources for the community and businesses.
| Coronavirus Resources
Centers for Disease Control and Prevention (CDC)
The CDC’s “Coronavirus Disease 2019 (COVID-19)” webpage
This webpage contains information about the virus, steps to prevent illness, and statistics about where cases have been located.
World Health Organization (WHO)
The WHO’s “Q&A on coronavirus (COVID-19)” webpage
This webpage addresses frequently asked questions regarding COVID-19.
Johns Hopkins University
Johns Hopkins University’s Coronavirus Resource Center
This webpage is home to the Coronavirus COVID-19 Global Cases by the Center for Systems Science and Engineering (CSSE) at Johns Hopkins University, an interactive, up-to-date map of confirmed cases.